Built for everyday money

Your money.
Finally in motion.

Send, spend, pay bills, buy crypto and stay connected worldwide with international airtime and eSIM plans.

Join the waitlist ↗See what Xelt does ↓
AOKMTNDesigned for real lifeFast, clear and secure by default
9:41● ◒ ▰
Good morningAmara
Available balance

₦428,650.00

＋Add money
↗Send
››To Xelt
▤Pay bills
Recent activitySee all
↓
Money receivedToday, 10:42 AM
+₦25,000
⌁
ElectricityYesterday, 6:08 PM
−₦8,500
⌂Home◫Services◎Activity○Profile
✓Transfer complete₦42,500 sent
Xelt cardReady to spend

One app for money and connectivity wherever life takes you.

Instant transfersEveryday paymentsCrypto accessGlobal connectivity
Everything together

Less switching.
More living.

Xelt brings your essential financial tools into one focused experience.

↗
01

Move money instantly

Send to any Nigerian bank or another Xelt user with clear fees and real-time status.

Sending toKA Kelechi A.
Amount₦35,000
▤
02

Pay life’s essentials

Handle airtime, data, electricity and television without leaving the app.

⌁Power◉Data▣TV＋More
◫
03

A card that keeps up

Create a virtual card, control it in seconds and see every payment clearly.

VIRTUAL••••  ••••  ••••  4821AMARA OKAFOR 12/29
₿
04

Crypto, made approachable

Fund your crypto balance, buy, sell and swap supported assets from the same secure Xelt experience.

Crypto NGN balance₦125,800.00
₿BitcoinBTC₦82,450
XXRPXRP₦43,350
BuySellSwap
◎
05

Send airtime worldwide

Top up mobile numbers across supported countries with international airtime and data from one familiar flow.

🇬🇧United KingdomInternational airtime
Mobile top-upUSD 20.00
Delivered to+44 •••• 2841
▧
06

Connect with an eSIM

Choose local, regional or global data plans for the UK, US, Canada, UAE, Saudi Arabia and more.

🌍Global planeSIM mobile data
5 GB30 daysUSD 24.00
UKUSCAUAE+ more
⌾
ProtectedYour account is secure
Security, without the noise

Your money deserves quiet confidence.

Security is built into every step—from your private passcode to protected sessions and carefully monitored transactions.

  • ✓
    Protected accessYour PIN and sensitive credentials are never stored as plain text.
  • ✓
    Clear controlsBlock a card, review activity and stay in control from the app.
  • ✓
    Responsible infrastructureFinancial services are delivered through regulated provider partners.
Why Xelt
Money apps often make simple things feel complicated. We’re building the opposite.

Xelt is designed to feel calm, transparent and genuinely useful—so you spend less time managing money and more time moving forward.

Xelt is a product of Snowbrand Systems Ltd.

24/7Always available
OneConnected money and crypto experience
ClearFees before you pay
Coming soon

Ready for money
that moves with you?

Join the waitlist and be among the first to experience Xelt.

No spam. Just important launch updates.
Xelt